"A day in the life of Richard..."

32 years of successful experience in banking, providing fiscal, strategic and operational leadership in uniquely challenging situations with a wealth of experience across all aspects of banking including accounting, finance and taxation.

Dynamic, results oriented leader with a strong track record of performance in turnaround and high paced organizations within the African sub continent.

Utilize keen analysis and insights and team approach to drive organizational improvements and implementation of best practices, Superior interpersonal skills, capable of resolving multiple and complex (sales, human resources, legal, financial, and operational) issues and motivating staff to peak performance.

                                                   AREAS OF EXPERTISE

ü  Strategy, Vision & Mission planning           Finance, Budgeting & Cost Management

ü  Public Relations & Media Affairs                Sales & Marketing Leadership

ü  Profitability & Cost analysis                         Policy & Procedure Development

ü  Programs, services & Products                     Government Regulations & Relations

ü  Billing, Collections & Cash Management    Human Resources Management

ü  Contract negotiations & Strategic Alliances

ü  Team Building & Performance Improvement

 

 

                                        PROFESSIONAL EXPERIENCE

MD/CEO - FIRST INTERNATIONAL BANK, THE GAMBIA       (2009-2011).

Current, MD/CEO of this former ailing bank since March, 2009. Took over from incumbent who had been in office for 8 years.

Ø  Exhibited tireless energy, positive attitudes and visionary leadership.

Ø  Accountable to staff of 120 with 8 branches in the country through direct report.

Ø  Provided fiscal strategic and operational leadership to reduce indebtedness and improve operating results.

Ø  Revamped internal procedures and controls, reorganized/ reallocated staff and implemented best practices and performance monitoring systems in support of continuous improvements.

 

 

Notable Accomplishments :

Ø  Reduced corporate indebtedness by 30% and have maintained

A- bond rating.

Ø  Increased gross revenues by 70% through improved cash collection,  and cost reduction has been driven down by 60%.

Ø  Implemented new sales strategies and tactics

Ø  Improved vendor relations and personnel oversight.

Ø  Developed new product ideas and presentations.

Ø  Cultivated and maintained key relations, leverage core strengths and connections.

Ø  Developed new business partnerships, and established lasting banking relationships, and secure strategic alliances.

Ø  Has since taking over management of the bank, delivered exceptional results through business development, client management and strategic planning.

 

      WORK EXPERIENCE:

Ø  HONORABLE COMMISSIONER FOR EDUCATION-ABIA STATE, NIGERIA. (2008-2009).

Ø  HONORABLE COMMISSIONER FOR FINANCE AND ECONOMIC PLANNING-ABIA STATE, NIGERIA. (2007- 2008).

 

Ø  BRANCH MANAGER:

FIRST CITY MONUMENT BANK PLc , Umuahia. Abia State. (2006-2007).

 

 

HALLMARK BANK PLc , UMUAHIA. ABIA STATE (1999-2006).

Ø  Head, Branch Coordinator unit office operations (1999-2000)

Ø  Branch Manager, Umuahia (2000-2004).

Ø  Strategic planning and other subsidiaries, division/secondment to daily times Newspapers Plc. Head Internal Audit (2004-2005).

Ø  Head, Branch Coordination Unit, head Office operations (2005-2006).

 

CITIZENS INTERNATIONAL BANK LIMITED    (1993-1999).

Ø  Head, General Internal services, Victoria- Island Branch, Lagos. Nigeria (1993-1994).

Ø  Controller (Internal Control and Audit Unit H/O), Idumota and Broad Street Branches, Lagos, Nigeria (1994-1996).

Ø  Head, Branch Operations, Idumota branch, Lagos, Nigeria. (1996-1998).

Ø  Head, Credit and Marketing, Idumota Branch, Lagos. Nigeria (April- August 1999).

 

 

 

 

FIRST BANK OF NIGERA PLc                                 (1978-1992)                                        

All aspects of banking ranging from referral networks, operations, business development, product presentation, sales and marketing, lecturing and mentoring, customer service and vendor relations.

Ø  Posted to branches across Nigeria namely, Benin, Idumota and Ajegunle Branches of the bank. (1978-1984).

Ø  Head Office, Inspection Department, Team 111- In charge of spot checks, field inspections, audit interrogation and reporting (19984-1986).

Ø  South Regional Office—Loans Review Officer (1987-1989).

Ø  Branch Accountant in charge of operations- Tin can Island and Oregun, Lagos Branches (1989-1990).

Ø  Branch manager in charge of Credits/ Marketing and general management functions, Oregun Branch (1990-1991).

Ø  Senior Lecturer, Training and Development Department, Head Office (1991-1992).

 

 INCARTRUST BUILDING SOCIETY LIMITED          (1992-1993)                         

Ø  Branch manager in charge of credit, Marketing and general Management function. Alaba International and Apapa, Lagos, Nigeria Branches.

 

COMMERCIAL BANK (CREDIT LYONNAIS) NIG. LTD (1993)

Ø  Credit and Marketing officer. Elephant House, Broad Street, Lagos. Nigeria. (4 months)

                         

    PROFESSIONAL QUALIFICATIONS

 

Ø  MBA- MARKETING

   Enugu state University of Science and Technology (1998-2000).

Ø  POST GRADUATE DIPLOMA- MANAGEMENT SCIENCES

  Enugu state University of Science and Technology (1998).

Ø  FELLOW (FCIB), CHARTERED INSTITUTE OF BANKERS (APRIL 1986).

Ø  FELLOW (FCA ), INSTITUTE OF CHARTERED ACCOUNTANTS OF NIGERIA (NOVEMBER 1991).

Ø  ASSOCIATE MEMBER (ACTI), CHARTERED INSTITUTE OF TAXATION (2003).

Ø  ASSOCIATE MEMBER (ACIP), CERTIFIED PENSION INSTITUTE OF NIGERIA (2005).

Ø  MEMBER, CHARTERED INSTITUTE OF STOCK BROKERS (IN-VIEW).

 

 

                   COURSES ATTENDED

Numerous Local and International certification trainings in Banking, Finance, leadership and Human resources management.

 

 

                                              INTERESTS/ACTIVITIES

Dancing, Reading, Sports and Travelling.

 

 

                                                 LANGUAGES SPOKEN

Proficient in English Language and Igbo.

 

 

BIODATA:

 

SEX:    Male

State and Country of Origin: Abia State/ Nigeria

LGA: Isuikwuato

Marital status: Married with children

 

 

 

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SUCCESS | Reply 04.06.2013 11.48

This Cap fits the real Richard.

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04.06 | 11:48

This Cap fits the real Richard.

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08.04 | 17:11

Culture helps us to keep our identity and heritage!

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